Let’s delve into the latest updates on the performance and actions within my equity portfolio. As of the end of March 2025, the cost of the entire equity portfolio stands at S$625,630. The market, however, values this portfolio at a promising S$800,263. This indicates an unrealized gain of S$174,633, which translates to an impressive return of 27.9%.
For the first quarter of 2025, the portfolio’s internal rate of return (XIRR) inclusive of dividends is up by 4.7%. This factor highlights the portfolio’s strong growth performance over this period. However, the dividends collected have seen a slight dip, tallying up to S$6,059, which is an 18.6% decrease compared to last year. Since 2010, the total cumulative dividends have reached S$330,984, painting a picture of steady long-term income.
On the liquidity front, cash and cash equivalents, including Singapore Savings Bonds and treasury bills, sum up to S$26,000. Each figure provided reflects the portfolio’s status as of March 31, 2025.
Now, let’s talk about the strategic moves made in the first quarter of this year. I’ve made some acquisitions at various price points: DBS shares were added at S$44.80, Amazon stocks at S$183, Alphabet at US$151, and Microsoft positioned at US$377. These additions aim to solidify and diversify the portfolio, keeping it resilient in volatile markets.
In challenging market conditions, I encourage you to revisit an earlier blog post of mine, which speaks to cultivating a resilient mindset. Embrace a warrior spirit, and don’t let crises pass without seizing the opportunities they often present.
Finally, it’s always rewarding to enjoy the fruits of financial planning. This quarter, I’m spending some of my dividends on a delightful trip to Tokyo. It’s a small reminder that disciplined investing can lead to both future security and present joys. Cheers to all the travel experiences awaiting!
