Cathay General Bancorp held its earnings conference call for the fourth quarter of 2024 on January 22, 2025, at 6:00 PM ET.
Company Participants:
Attending from the company were Georgia Lo from Investor Relations, Chang Liu, who serves as President and CEO, and Heng Chen, the Executive Vice President, CFO, and Treasurer.
Conference Call Participants:
Among the analysts joining the call were Matthew Clark from Piper Sandler, Christopher McGratty from KBW, and Gary Tenner from D.A. Davidson.
Operator:
Good afternoon, everyone, and thank you for joining Cathay General Bancorp’s Earnings Conference Call to discuss the fourth quarter and full-year 2024 results. I’m Asha, your coordinator today. Please note that this call is currently in listen-only mode. After our prepared statements, we’ll open the floor for a question-and-answer segment. Instructions for participation will follow shortly. Please be aware that we are recording this call, and you’ll be able to replay it later on the Cathay General Bancorp website at www.cathaygeneralbancorp.com.
Let’s kick things off by handing over to Georgia Lo from Investor Relations. Georgia, the stage is yours.
Georgia Lo:
Thank you, Asha, and good afternoon, everyone. It’s great to have the chance to share our financial results with you today. With us are Mr. Chang Liu, our President and Chief Executive Officer, and Mr. Heng Chen, our Executive Vice President, Chief Financial Officer.
Before we dive into the details, I’d like to remind everyone that during this session, we might discuss some forward-looking statements. These are made in reference to the Private Securities Litigation Reform Act of 1995 and center on future results and events. Keep in mind that these statements come with certain risks and uncertainties that could cause actual outcomes to vary significantly from what we anticipate. You can find a more detailed discussion of these risks in our company’s annual report on Form 10-K for the year ending December 31, 2023, especially in Item 1A, as well as in other reports and filings we periodically submit to the Securities and Exchange Commission.
We urge you not to place too much reliance on these forward-looking statements. They’re only as relevant as the date they’re made.
